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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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“Press Release Q4 – 2020”

A bank fully mobilized to support customers, economy and community
Strong balance sheet and dynamic commercial activities

FINANCIAL HIGHLIGHTS

  • Net Profit of EGP 1,365 Mln
  • Return on Assets of 2.6%
  • Return on Equity of 23.2%
  • Strong Capital Adequacy Ratio at 20.33%
  • Good quality of assets, NPL 3.06% and strong NPL coverage
  • Customer Loans portfolio recorded EGP 26.9 Bln
  • Customer Deposits portfolio recorded EGP 41.3 Bln
  • Gross Loans to Deposit Ratio of 65.1%

ACTIVITIES HIGHLIGHT

  • Priority to supporting our customers and community through COVID-19 situation:
  • Maintain business continuity while adapting strict health and safety measures to ensure staff and customers protection 

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