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Frequently Asked Questions

  • Yes, the same eligibility criteria apply to both primary and supplementary credit cards.
  • Each cardholder must meet the required international spend condition independently to qualify for the benefit.

  • Eligibility is based on posted (settled) transactions, not pending ones. Customers should ensure their transactions are fully processed and posted before attempting lounge access.

  • It means the system checks 90 days backward from the date of the last international transaction processed to confirm eligibility.

  • If the required international spend (USD 5 within the last 90 days) is not met, lounge access will not be granted, and the visit will be declined.

  • An international transaction includes any purchase made outside Egypt or in foreign currency, whether performed abroad or through international online merchants.
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Press Release Q4 – 2022

Crédit Agricole Egypt, 2022 Standalone Financial Results – Press Release

The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the year ended on December 31, 2022, at its meeting on Thursday, February 9, 2023.

 

Main Highlights

  • Highest ever Net Profit of EGP 2,419 million, up 52% Year-on-Year
  • Customer Deposits reached EGP 60.5 billion, up 25% Year-on-Year
  • Gross Loans reached EGP 35.1 billion, up 13% Year-on-Year
  • Current and Saving accounts to Total Deposits reached 59.4% up by 602 bps Year-on-Year
  • Good quality of assets, Non-performing Loans ratio at 2.8%
  • Loans-to-Deposit Ratio at 58%
  • Resilient capital structure, Capital Adequacy ratio of 18.69%
  • Return on Average Assets of 3.6% and Return on Average Equity of 26%

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