- Credit Agricole Egypt

Who is the fund manager and how do they affect performance?

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

How can I monitor the performance?

All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

How and when do I subscribe?

You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

How and when may I redeem?

- Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day

"Shop, travel, and do much more with Visa Crédit Agricole Credit Card. (Always Be Prepared)"

Gold Credit Card

Always Be Prepared

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Up to EGP 29,999 credit limit
Up to 56-day interest free period on all purchases
5% minimum monthly repayment
Worldwide acceptance at over 32 million establishments
Worldwide cash access at over 1 million ATMs, 24/7
Optional credit shield insurance
Advanced fraud protection
SMS Alert Service
24/7 call center
Up to 3 supplementary cards for 1^st degree relatives.
Up to 60% cash withdrawal of total available credit limit
Happy points program
Special discounts and offers with selected merchants throughout the year
Convenient repayment through Crédit Agricole extensive branch network, Online Banking, direct debit instructions, Call Center Financial Service or CAE ATMs (hyperlinks)
Inquiry feature through the Online Banking service (Balance inquiry, unbilled transactions, last month, last 6 months’ statements and card blocking)
Balance Transfer Program
Safe Shopping feature for online transactions.
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Monthly Interest Rate 4.25%
Payroll customers: 3% monthly interest rate applies to the customers whose salaries transferred to the bank
Taksit service: Special interest rates for Taksit service up to 60 months, as follow:

Type	7 Months	13 Months	24 Months	36 Months	48 Months	60 Months
New Annual Takseet Interest Rates	33.60%	33.60%	30.00%	30.00%	30.00%	30.00%
New Monthly Takseet Interest Rate	2.80%	2.80%	2.50%	2.50%	2.50%	2.50%

Effective date 28^th March-2025

Copy of National ID
Salary certificate (for employed) OR Six months bank statements + Valid taxation card and commercial register or operating license (for self-employed)
Recent residence utility bill

Terms & Conditions apply.