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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
Your Plan For Ladies

Your plan for Ladies Protection from Allianz

Your plan for ladies

Your plan for Ladies Protection from Allianz

We seek to share your responsibilities using our extensive experience…

As an independent confident woman, supporting yourself and those around you is something to be proud of. All the hours you have spent either at work or home have paid off, giving you the sense of achievement you deserve. This success is worth maintaining and to stay on top you need to start planning for your future.

Did you Plan…

  • To maintain your independence and achieve financial security?
  • To guarantee medical coverage in case of critical illness?

Join us to achieve your goals…

When you join us, we will help you face any future challenges.

  • Allianz Program for Ladies Protection is specifically designed to fit all your needs and conditions at unprecedented rate flexibility.
  • The program provides medical coverage for critical illnesses until the age of 64, including cancer, rheumatoid arthritis and kidney failure.
  • It is also an option to increase the insurance amount by 20% of the value of coverage by up to 300,000 EGP. This can be provided in cases like having a child, purchasing a new residence and marriage.
  • This is a flexible program where installments can be paid at your own pace based on your individual needs and capabilities.
  • Start your future by choosing a trusted international insurance partner. We have the right program for your individual needs.

Whatever your future plans, start by choosing a trusted international insurance partner.

Please keep in mind the age limits mentioned below to apply for life insurance coverage:

Minimum age at entry for a policy holder is 21 years old and maximum age is 60 years old.

Note: All insurance products offered are introduced by Allianz Life Assurance Company – Egypt and under their full responsibility.

Allianz Life Assurance Company, Egyptian Joint Stock Company under the law number 10 year 1981 and its amendments for the supervision and control on Insurance in Egypt.