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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day
Optime Gold Debit Card

Are you worried from carrying around a lot of cash?

Optime Gold Debit Card

Are You Worried From Carrying Around A Lot Of Cash?

This is why the special designed Gold Debit Card is the optimum solution for you.

It is linked directly to your bank account and will act as your mean of purchasing with a limit up to 100,000 EGP or 20,000 EGP daily cash withdrawal from any ATM. So no need to carry cash anymore. This is in addition to the other Gold card advantages providing different offers and benefits to your delight.

Features & Benefits:

  • Purchasing limit up to 100,000 EGP
  • Daily cash withdrawal from any ATM 20,000 EGP
  • Free primary card issuance /renewal fees
  • Instant discounts at reputable merchants. (For CAE offers, click here. For VISA offers, download the visa explorer application).
  • SMS Alert Service
  • Free point of sale transaction
  • Possibility to link 4 additional accounts to the card (for ATM transactions only)
  • Possibility to issue 3 additional supplementary cards for 1st degree relatives
  • Bill payment service from your account – FAWRY
  • 3 years validity













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