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Frequently Asked Questions

  • Once eligibility condition meets, customers will enjoy unlimited lounge visits

  • The eligibility is calculated based on a rolling 90-day period, not linked to calendar quarters. It is dynamically calculated based on the latest international transaction date.

  • Customers are advised to perform the required international transaction at least 5 business days prior to the lounge visit, to ensure the transaction is settled and posted successfully.

  • To enjoy lounge access, customers must spend a minimum cumulative international transaction value of USD 5 using their credit card within the 90 days prior to the lounge visit.

Customers can verify their eligibility through the Visa Airport Companion application The application will:
  • Automatically calculate the 90-day eligibility period, and
  • Confirm whether the customer meets the required spending criteria and will be reflected on the eligibility status whether Locked or unlocked.
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Optime Gold Credit Card

Need to do some serious shopping for yourself and your family?

Optime Gold Credit Card

Need To Do Some Serious Shopping For Yourself And Your Family?

There is no holding back anymore with the OPTIME Gold Credit Card.

You can shop what your heart desires; for you will get a credit limit that can reach up to 50,000 EGP! Not only so, you will also enjoy other discounts and reward programs that will make your shopping experience more memorable.

Features & Benefits:

:

  • Card limit up to 50,000 EGP
  • Special discount on issuance/renewal fees
  • Up to 56-day interest free period on all purchases
  • 5% minimum monthly repayment
  • Worldwide acceptance at over 32 million establishments
  • Worldwide cash access at over 1 million ATMs, 24/7
  • Optional credit shield insurance
  • Advanced fraud protection
  • SMS Alert Service
  • 24/7 call center
  • Up to 3 supplementary cards
  • Up to 60% cash withdrawal of total available credit limit
  • Happy points program: click here
  • Special discounts and offers with selected merchants throughout the year click here
  • Convenient repayment through Crédit Agricole extensive branch network, Online Banking, direct debit instructions, banki Mobile & banki Phone or CAE ATMs
  • Online Banking service (Balance inquiry, unbilled transactions, last 6 months statements and card blocking)

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