Personal Documents

• Valid ID

Income Documents

Egyptian Employee (Crédit Agricole Egypt Payroll customer )

• HR letter waived

Egyptian Employee (none Crédit Agricole Egypt Payroll customer)

• Original HR letter addressed to CAE dated and stamped
• Original bank statement for the previous three salary transfers (stamped and signed)

Employee with no salary transfer (with cash payment)

• Original HR letter addressed to CAE dated and stamped
• Original salary slips of the last 3 consecutive months stamped and signed stating the applicant name, income, hiring date and title

Business Owners

• Original bank statement for the previous twelve-month salary transfers (stamped and signed)
• Commercial register (issuance date within the past three months)
• Valid tax card
• Company’s establishment contract \ company article of association and any updates

Professionals

• Original bank statement for the previous twelve-month (stamped and signed)
• Valid tax card
• Profession Permit
• Syndicate membership card

Medical Sector

• Syndicate card + operating license or establishment license
• Valid tax card
• Chartered accountant certificate with net\ gross income
• HR letters from hospitals (if applied)
• Chartered accountant \ syndicate card
• Copy of CBE registration to the charted account (if available)
• Physiotherapist:
  • Syndicate card + operating license or establishment license
• For Lab Owners and Veterinarians
  • Operating license or establishment license
  • Official extract of medical chemists – Ministry of Health and Population
  • License issued by the Ministry of Health and Population for a medical laboratory

Unit Documents

Registered Unit

• Copy of unit registered contract
• A certificate of real estate ownership transfers for and by the seller (Form 19) – Available at the Real Estate Registration Authority in whose jurisdiction the property is situated – Dates as from the date of the registered contract – The Customer has to bring it and revised by Legal Department – This is in order to verify that the property is in the seller’s name and has not sold or mortgaged it
• Copy of seller valid ID copy

Unit eligible for registration (Buying from the Land Owner)

• Copy of land registered contract for land (from seller)
• Certified copy of building license for the property
• Declaration of the units allocated share in land plot
• A certificate of real estate ownership transfers for and by the seller (Form 19) – Available at the Real Estate Registration Authority in whose jurisdiction the property is situated – Dates as from the date of the registered contract – The Customer has to bring it and revised by Legal Department – This is in order to verify that the property is in the seller’s name and has not sold or mortgaged it
• A certificate from the Real Estate Tax Authority in whose jurisdiction the property is situated – This certificate must be in the seller’s name as in the ownership contract (in order to allow the transfer of ownership in the Customer’s name) – To be provided by the seller or a certificate indicating the non-existence of real estate taxes to date
• WGS 84 form
• Copy of seller valid national ID or passport

Unit in new urban communities (Buying from the Land Owner)

• Land allocation
• Building License
• A certificate from the Real Estate Tax Authority in whose jurisdiction the property is situated – This certificate must be in the seller’s name as in the ownership contract (in order to allow the transfer of ownership in the Customer’s name) – To be provided by the seller or a certificate indicating the non-existence of real estate taxes to date
• Unit real estate tax payment proof
• Non-objection certificate to mortgage the building issued from the relevant authority/entity
• Copy of seller valid national ID or passport

Unit in a compound allocated by New Urban Communities Authority  (NUCA) or the Tourism Authority

• Land preliminary contract
• Land allocation ministerial decision
• Land financial current status
• Commercial register (issuance date within the past three months)
• Tax Card
• Article of association and its amendments
• A certificate of real estate ownership transfers for and by the seller (Form 19) – Available at the Real Estate Registration Authority in whose jurisdiction the property is situated – Dates as from the date of the registered contract – The Customer has to bring it and revised by Legal Department – This is in order to verify that the property is in the seller’s name and has not sold or mortgaged it.
• Unit preliminary contract
• Building License
• Copy of seller valid national ID or passport

Unit in a compound in by New Urban Communities Authority  (NUCA) or the Tourism Authority (within the approved list in Crédit Agricole Egypt)

• Unit preliminary contract
• Copy of seller valid national ID or passport