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Frequently Asked Questions

can vary depending on the type of mutual fund you invest in, your investment goals, and the market conditions. Here are some key risks associated with mutual funds:
  • Market Risk
  • Credit Risk
  • Interest Rate Risk
  • Liquidity Risk
  • Concentration Risk
  • Reinvestment Risk
It's important to understand the specific risks associated with the type of mutual fund you are considering and to align your investment choices with your risk tolerance, investment objectives, and time horizon.  

Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of capital market instruments, including equities listed on the stock exchange, treasury bills, treasury bonds, or other securities. Each investor in a mutual fund owns shares of the fund, representing a portion of the overall holdings. These shares are referred to as Investment Certificates, symbolizing the investor’s ownership in the mutual funds. The primary objective of mutual funds is to provide investors with access to a diversified portfolio managed by professional fund managers, reducing risk compared to investing in individual securities. Investors benefit from the collective buying power, professional management, and diversification of the fund, which can be difficult to achieve on their own.

Mutual funds come in various types, each designed to meet different investment objectives and risk profiles. The main types of mutual funds include:
  • Equity Funds (Stock Market)
  • Fixed Income Funds (Medium/Long term Debt Funds)
  • Money Market Funds (Short term Debt Funds)
  • Balanced Funds (Hybrid Funds)
  • Precious Metals Funds (Gold/Silver Funds)
 

EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.
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For the 4th year, Crédit Agricole Egypt participates in AutoMech Formula 2014 and launches the 2 in 1 auto loan promotion

Cairo, March 2014 – For the 4th consecutive year, Crédit Agricole Egypt is participating in the AutoMech Formula 2014 scheduled from March 13th – 18th. On this occasion, the bank has launched its recent auto promotion “2 x 1” where customers enjoy the payment of the first installment after a period reaching up to 3 months and a discount up to 100% of administrative fees.

In this context, Mr. Francois Edouard Drion, Chairman and Managing Director of Crédit Agricole Egypt, mentioned that the participation of the Bank in this yearly exhibition reaffirms its leadership in the car loans market. This is an important and strategic sector for the bank and more importantly, the bank is looking forward to constantly develop and expand its services and programs to meet all needs. Mr. Drion also confirmed that the bank is always keen to know the requirements of its customers to offer always the best.

It is worth noting that Crédit Agricole Egypt offers different suitable programs and finance options reaching up to 100% of the car value with flexible repayment methods. Moreover, Crédit Agricole Egypt has the fastest auto loan service in terms of approvals, the simplest documentation requirements, competitive interest rates. In addition, the bank has a dynamic approach with regards to the programs and services that can meet the needs of customers in a variety of sectors including doctors, university professors and pharmacists.