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Frequently Asked Questions

  • Yes. The draw mechanism is cumulative. Every additional EGP 20,000 of fresh funds booked into a CD grants you one extra chance (e.g., EGP 100,000 gives you 5 chances).

  • This offer is exclusively for New-to-Bank customers (including Youth NTB) who increase their fresh funds by a minimum of EGP 20,000 and book it into an EGP Certificate of Deposit.

The cashback payouts will occur in two phases based on when the fresh funds are evaluated:
  • First Phase: Credited during October 2026 (reflecting growth from end-of-September vs. end-of-July).
  • Second Phase: Credited during January 2027 (reflecting growth from end-of-December vs. end-of-September).

Fresh funds are measured by the net increase in your Local Currency Assets Under Management (LCY AUM) across two distinct tracking periods:
  • First Draw: The increase in LCY AUM at the end of September 2026 compared to the end of July 2026.
  • Second Draw: The increase in LCY AUM at the end of December 2026 compared to the end of September 2026.

  • The campaign targets all existing Crédit Agricole Egypt customers, New-to-Bank customers, New-to-Bank customers,
  • And specifically features tailored offers for Youth customers.
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Working Capital

Empower Your Business with Flexible Working Capital Financing

Working Capital

Working Capital

Empower Your Business with Flexible Working Capital Financing

Tailored for ambitious Egyptian SMEs, our new Working Capital Facility Program provides short-term financing to help you manage your daily business needs with ease.

Whether it’s settling supplier dues, government taxes, customs, or utility payments—this 12-month non- revolving facility gives you the financial flexibility to keep your operations running smoothly.

Features & Benefits

  • Finance up to 50% of your proven inflows
  • Fast approval based on your business cash flow
  • Compliant with CBE SME initiative
  • Dedicated relationship managers to support your growth
  • Finance up to 15 MEGP based on sales turnover.
  • 12-month repayment plan with equal installments include 6 months grace period
  • No need for fixed asset collateral
  • Transparent and fast onboarding

Eligibility Criteria

Eligible companies must meet the following conditions:

  • Min 3 years in operation (validated by commercial registration)
  • Classified as an SME according to the Central Bank of Egypt definition
  • Annual sales turnover between EGP 20 million and EGP 400 million

Required Documents

  • Articles of incorporation and/or latest amendment contract
  • Recent commercial register (ACP must match the same commercial register number & name)
  • Valid Operating license or contracting certificate
  • Taxation card, social insurance and tax position
  • Financials: Three years of audited financial statements duly signed by legal accountant and/or Chairman, with annual revenues exceeding EGP 20 million
  • Auditor CBE- listed or provide full credentials for approval








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