Empower Your Business with Flexible Working Capital Financing

Tailored for ambitious Egyptian SMEs, our new Working Capital Facility Program provides short-term financing to help you manage your daily business needs with ease.

Whether it’s settling supplier dues, government taxes, customs, or utility payments—this 12-month non- revolving facility gives you the financial flexibility to keep your operations running smoothly.

Features & Benefits

• Finance up to 50% of your proven inflows
• Fast approval based on your business cash flow
• Compliant with CBE SME initiative
• Dedicated relationship managers to support your growth
• Finance up to 15 MEGP based on sales turnover.
• 12-month repayment plan with equal installments include 6 months grace period
• No need for fixed asset collateral
• Transparent and fast onboarding

Eligibility Criteria

Eligible companies must meet the following conditions:

• Min 3 years in operation (validated by commercial registration)
• Classified as an SME according to the Central Bank of Egypt definition
• Annual sales turnover between EGP 20 million and EGP 400 million

Required Documents

• Articles of incorporation and/or latest amendment contract
• Recent commercial register (ACP must match the same commercial register number & name)
• Valid Operating license or contracting certificate
• Taxation card, social insurance and tax position
• Financials: Three years of audited financial statements duly signed by legal accountant and/or Chairman, with annual revenues exceeding EGP 20 million
• Auditor CBE- listed or provide full credentials for approval