The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending June 30, 2025, at its meeting held on Tuesday, July 29, 2025.

Main Highlights

• Net Profit at EGP 3,534 million, down -16% Year-on-Year (due to exceptional FX income* in 1H24);
• Customer Deposits reached EGP 103.9 billion, up 23% Year-on-Year;
• Gross Loans reached EGP 59.3 billion, up 21% Year-on-Year;
• Loans-to-Deposit Ratio at 57.0%, down 1% Year-on-Year;
• Current and Saving Accounts to Total Deposits reached 57.2%, up 2% Year-on-Year;
• Non-Performing Loans ratio at 2.1% and Coverage Ratio at 184.5%;
• Resilient Capital Structure, Capital Adequacy Ratio of 20.4%;
• Return on Average Assets (ROAA) at 5.4% down 2.2% Year-on-Year and Return on Average Equity (ROE) at 34.1% down 19% Year-on-Year;
• Cost Income Ratio at 26% Up by 8% Year-on-Year indicating regularization trend;

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