Crédit Agricole Egypt Press Release: Standalone Financial Results for period ending June 30, 2025
The Board of Directors of Credit Agricole Egypt approved the Bank’s results for the period ending June 30, 2025, at its meeting held on Tuesday, July 29, 2025.
Main Highlights
- Net Profit at EGP 3,534 million, down -16% Year-on-Year (due to exceptional FX income* in 1H24);
- Customer Deposits reached EGP 103.9 billion, up 23% Year-on-Year;
- Gross Loans reached EGP 59.3 billion, up 21% Year-on-Year;
- Loans-to-Deposit Ratio at 57.0%, down 1% Year-on-Year;
- Current and Saving Accounts to Total Deposits reached 57.2%, up 2% Year-on-Year;
- Non-Performing Loans ratio at 2.1% and Coverage Ratio at 184.5%;
- Resilient Capital Structure, Capital Adequacy Ratio of 20.4%;
- Return on Average Assets (ROAA) at 5.4% down 2.2% Year-on-Year and Return on Average Equity (ROE) at 34.1% down 19% Year-on-Year;
- Cost Income Ratio at 26% Up by 8% Year-on-Year indicating regularization trend;
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