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Frequently Asked Questions

  • EFG Hermes Asset Management is the fund manager for Credit Agricole I, Credit Agricole II equity funds and Credit Agricole III money market fund. With over 25 years of experience in the Egyptian market, the fund manager makes investment decisions on behalf of the investors based on through research and close monitoring of market conditions. EFG Hermes Asset Management is responsible for the performance of the funds under its management, as they handle the investment part of the fund.

  • All mutual funds announce the Investment Certificate price on a weekly basis, allowing investors to track their performance. Additionally, the fund manager publishes quarterly fact sheets that provide insights into the fund’s performance.

  • You can subscribe by signing a subscription form at any of the bank’s branches across Egypt. Subscription frequency varies depending on the fund type. Some funds offer daily subscriptions, while others provide weekly subscriptions. However, in all cases orders must be submitted before 12:00 pm on any applicable day.

  • Returns represent the total net profits or losses (in some types of mutual funds) achieved against the invested amount during a specific period. To view the returns for the mutual funds offered by the bank Click Here

    • Redemption orders can be signed at any of the bank’s branches across Egypt. Redemption frequency varies depending on the fund. Some funds offer daily redemption, while others provide weekly redemption. However, in all cases, orders must be submitted before 12:00 pm on any applicable day

Optime

With Optime… Live it easier!

Understanding that you have an active life with different commitments and ambitions, Crédit Agricole offers Optime package to let you live easier and enjoy every day of your life!

The package presents exclusive services and products that are designed to meet your needs; in addition to offering you special rates to ease your path to achieve your goals.

The Benefits:

  • Optime Cash: Quick cash up to 150K EGP with minimal documents
  • Digital Banking Services: banki Online, banki Mobile to have access to your accounts, pay your bills, settle your loans/cards balances, and much more…
  • Optime Gold Debit Card Free with special offers and discounts on your purchases.
  • Optime Gold Credit Card with credit limit up to 50K EGP and a discount on the issuance fees.
  • 30% Discount on cash/car loans administrative fees
  • Special Rates on the Time deposits

Optime services are offered for Free when you maintain deposits, savings or investments with Crédit Agricole Egypt for a minimum amount of 80,000 EGP or its equivalent in foreign currencies; or maintain an average monthly cash flow with Crédit Agricole Egypt for a minimum amount of 7,000 EGP or its equivalent in foreign currencies.
In case Optime package conditions are not met for 6 consecutive months, customer will still enjoy Optime package benefits at monthly fees of 50 EGP for 6 months then the membership will be suspended..

Terms & conditions applied

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