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Frequently Asked Questions

  • لتغيير نوع حساب الاشتراك/ اللغة / رقم الحساب المسجل: اضغط هنا

  • You can now check your Happy points balance and redeem them using banki Mobile in a few seconds.
  • View steps click here.

  • Login now to banki Mobile and activate “Taqsit” service through the following steps: click Here

  • Now using banki Mobile app latest version easily activate your soft token to start making transfers payments!
  • To view the steps click here

  • Now you can change your registered mobile number with no need to visit the branch.
  • To change your mobile number instantly click here
  • We will send you all communication> and transaction notification on your new mobile number
Gold Credit Card

"Shop, travel, and do much more with Visa Crédit Agricole Credit Card. (Always Be Prepared)"

Gold Credit Card

Always Be Prepared

Shop, travel, and do much more with Visa Crédit Agricole Credit Card.

Features & Benefits

  • Up to EGP 29,999 credit limit
  • Up to 56-day interest free period on all purchases
  • 5% minimum monthly repayment
  • Worldwide acceptance at over 32 million establishments
  • Worldwide cash access at over 1 million ATMs, 24/7
  • Optional credit shield insurance
  • Advanced fraud protection
  • SMS Alert Service
  • 24/7 call center
  • Up to 3 supplementary cards for 1st degree relatives.
  • Up to 60% cash withdrawal of total available credit limit
  • Happy points program
  • Special discounts and offers with selected merchants throughout the year
  • Convenient repayment through Crédit Agricole extensive branch network, Online Banking, direct debit instructions, Call Center Financial Service or CAE ATMs (hyperlinks)
  • Inquiry feature through the Online Banking service (Balance inquiry, unbilled transactions, last month, last 6 months’ statements and card blocking)
  • Balance Transfer Program
  • Safe Shopping feature for online transactions.
  • Enjoy up to 35% Discount with Avis for Car rental through www.avisworld.com/visa
  • Get 10% off on English Online courses at British Council with your Visa gold card through https://englishonline.britishcouncil.org/visa
  • Monthly Interest Rate 4.25%
  • Payroll customers: 3% monthly interest rate applies to the customers whose salaries transferred to the bank
  • Taksit service: Special interest rates for Taksit service up to 60 months, as follow:
Type 7 Months 13 Months 24 Months 36 Months 48 Months 60 Months
New Annual Takseet Interest Rates 33.60% 33.60% 30.00% 30.00% 30.00% 30.00%
New Monthly Takseet Interest Rate 2.80% 2.80% 2.50% 2.50% 2.50% 2.50%

Effective date 28th March-2025

Eligibility

  • Egyptian citizenship or resident
  • Minimum age 21 years

Required Documents

  • Copy of National ID
  • Salary certificate (for employed) OR Six months bank statements + Valid taxation card and commercial register or operating license (for self-employed)
  • Recent residence utility bill

Terms & Conditions apply.


    —Please choose an option—
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    • Mr.
    • Mrs.
    • Ms.








    —Please choose an option—
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    • Employed
    • Self Employed
    • Professional


    —Please choose an option—
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    • Below 1,000 EGP
    • 1,000 EGP to 3,000 EGP
    • 3,000 EGP to 5,000 EGP
    • Above 5,000 EGP


    —Please choose an option—
    • —Please choose an option—
    • Yes
    • No


    —Please choose an option—
    • —Please choose an option—
    • Gezirah
    • Sefarat
    • Saint Fatima
    • Sadat City
    • Rehab
    • Ramsis Hilton
    • Qena
    • Pyramids
    • Head Office
    • Damietta Port
    • Garden City
    • Sharm El Sheikh
    • Shams
    • Port Said
    • Obour
    • New Haram
    • Nabq Bay
    • Mokattam
    • Miami
    • Menya
    • Mansoura
    • Talaat Harab
    • Mivida Branch
    • Hale Town Palm Hills
    • Tanta New Branch
    • Nabq Bay Branch - Park Inn Hotel
    • Hassan Maamoun branch
    • El Rehab 2 - Eastern Market
    • City Stars Branch
    • Palm Strip Branch
    • Sharkia Branch
    • Shubra Branch ATM
    • Makram Ebeid
    • Syria
    • Suez
    • Stadium
    • Alexandria Sporting Club
    • Sohag
    • Smouha
    • Shooting Club Dokki
    • Sheraton
    • Sheikh Zayed
    • Shebein EL-Kom branch
    • Baghdad
    • Zamalek
    • Tharwat
    • Tenth of Ramadan
    • Sixth of October Industrial Zone
    • Sarayat
    • Salah Salem
    • EL Messaha
    • El Sheikh zayed - El Morshedy Mall
    • Alex Bay
    • Banha
    • Mohandeseen
    • Merghany
    • Hurghada
    • Heliopolis
    • Aswan El Mahatta
    • Aswan
    • Assiut
    • Dandy Mall
    • Nasr City
    • Katameya
    • Madinaty
    • Maadi El Nasr
    • Damietta Kornish
    • Mansoura Torail
    • EL-Teseen
    • Chillout
    • Maadi
    • Luxor
    • Loran
    • 5th Settlement (El-Tagamoa El-Khames)
    • Ismailia
    • Hadayek El Qoba
    • Gouna
    • Giza
    • Fleming
    • Faisal
    • Dokki
    • Borg El-Aarab
    • Beni Suef


    An asterisk (*) means required information.