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Frequently Asked Questions

Subscribe in E-statement:
  • For credit card and personal account and avoid charging fees for issuing printed statements
  • For the E-statement Registration, click here

  • Transfer money from your account to your card. (no token needed)
  • To settle your credit card from your account on banki Mobile Click here 

  • This Transfer is free till further notice.
  • To activate your token Click here
Steps to transfer to other cards in other banks inside Egypt:
    1. Choose “Transfers/Payments”.
    2. Then choose “banks inside Egypt”.
    3. Click “from” and choose your account number.
    4. Then click “to” and choose “banks inside Egypt”.
    5. Then fill in all the required fields & add the card number in the account number field.
    6. Then add the amount.
    7. Press “continue” & choose transfer/payment reason.
    8. Enter the “TOKEN” & press “confirm”.

Easily follow these simple steps:
  • click on “Forgot your PIN“ to retrieve/reset your PIN click here
Access all questions
Gold Credit Card

"Shop, travel, and do much more with Visa Crédit Agricole Credit Card. (Always Be Prepared)"

Gold Credit Card

Always Be Prepared

Shop, travel, and do much more with Visa Crédit Agricole Credit Card.

Features & Benefits

  • Up to EGP 29,999 credit limit
  • Up to 56-day interest free period on all purchases
  • 5% minimum monthly repayment
  • Worldwide acceptance at over 32 million establishments
  • Worldwide cash access at over 1 million ATMs, 24/7
  • Optional credit shield insurance
  • Advanced fraud protection
  • SMS Alert Service
  • 24/7 call center
  • Up to 3 supplementary cards for 1st degree relatives.
  • Up to 60% cash withdrawal of total available credit limit
  • Happy points program
  • Special discounts and offers with selected merchants throughout the year
  • Convenient repayment through Crédit Agricole extensive branch network, Online Banking, direct debit instructions, Call Center Financial Service or CAE ATMs (hyperlinks)
  • Inquiry feature through the Online Banking service (Balance inquiry, unbilled transactions, last month, last 6 months’ statements and card blocking)
  • Balance Transfer Program
  • Safe Shopping feature for online transactions.
  • Enjoy up to 35% Discount with Avis for Car rental through www.avisworld.com/visa
  • Get 10% off on English Online courses at British Council with your Visa gold card through https://englishonline.britishcouncil.org/visa
  • Monthly Interest Rate 4.25%
  • Payroll customers: 3% monthly interest rate applies to the customers whose salaries transferred to the bank
  • Taksit service: Special interest rates for Taksit service up to 60 months, as follow:
Type 7 Months 13 Months 24 Months 36 Months 48 Months 60 Months
New Annual Takseet Interest Rates 33.60% 33.60% 30.00% 30.00% 30.00% 30.00%
New Monthly Takseet Interest Rate 2.80% 2.80% 2.50% 2.50% 2.50% 2.50%

Effective date 28th March-2025

Eligibility

  • Egyptian citizenship or resident
  • Minimum age 21 years

Required Documents

  • Copy of National ID
  • Salary certificate (for employed) OR Six months bank statements + Valid taxation card and commercial register or operating license (for self-employed)
  • Recent residence utility bill

Terms & Conditions apply.













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