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Frequently Asked Questions

  • Once eligibility condition meets, customers will enjoy unlimited lounge visits

  • The eligibility is calculated based on a rolling 90-day period, not linked to calendar quarters. It is dynamically calculated based on the latest international transaction date.

  • Customers are advised to perform the required international transaction at least 5 business days prior to the lounge visit, to ensure the transaction is settled and posted successfully.

  • To enjoy lounge access, customers must spend a minimum cumulative international transaction value of USD 5 using their credit card within the 90 days prior to the lounge visit.

Customers can verify their eligibility through the Visa Airport Companion application The application will:
  • Automatically calculate the 90-day eligibility period, and
  • Confirm whether the customer meets the required spending criteria and will be reflected on the eligibility status whether Locked or unlocked.
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Gold Credit Card

"Shop, travel, and do much more with Visa Crédit Agricole Credit Card. (Always Be Prepared)"

Gold Credit Card

Always Be Prepared

Shop, travel, and do much more with Visa Crédit Agricole Credit Card.

Features & Benefits

  • Up to EGP 29,999 credit limit
  • Up to 56-day interest free period on all purchases
  • 5% minimum monthly repayment
  • Worldwide acceptance at over 32 million establishments
  • Worldwide cash access at over 1 million ATMs, 24/7
  • Optional credit shield insurance
  • Advanced fraud protection
  • SMS Alert Service
  • 24/7 call center
  • Up to 3 supplementary cards for 1st degree relatives.
  • Up to 60% cash withdrawal of total available credit limit
  • Happy points program
  • Special discounts and offers with selected merchants throughout the year
  • Convenient repayment through Crédit Agricole extensive branch network, Online Banking, direct debit instructions, Call Center Financial Service or CAE ATMs (hyperlinks)
  • Inquiry feature through the Online Banking service (Balance inquiry, unbilled transactions, last month, last 6 months’ statements and card blocking)
  • Balance Transfer Program
  • Safe Shopping feature for online transactions.
  • Enjoy up to 35% Discount with Avis for Car rental through www.avisworld.com/visa
  • Get 10% off on English Online courses at British Council with your Visa gold card through https://englishonline.britishcouncil.org/visa
  • Monthly Interest Rate 4.25%
  • Payroll customers: 3% monthly interest rate applies to the customers whose salaries transferred to the bank
  • Taksit service: Special interest rates for Taksit service up to 60 months, as follow:
Type 7 Months 13 Months 24 Months 36 Months 48 Months 60 Months
New Annual Takseet Interest Rates 33.60% 33.60% 30.00% 30.00% 30.00% 30.00%
New Monthly Takseet Interest Rate 2.80% 2.80% 2.50% 2.50% 2.50% 2.50%

Effective date 28th March-2025

Eligibility

  • Egyptian citizenship or resident
  • Minimum age 21 years

Required Documents

  • Copy of National ID
  • Salary certificate (for employed) OR Six months bank statements + Valid taxation card and commercial register or operating license (for self-employed)
  • Recent residence utility bill

Terms & Conditions apply.













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